TXN-84A2C · Wire transfer Risk 82
Flagged: €48,200 wire to a first-time counterparty - scored before settlement.
- 4 apps on one core, with zero glue code between them
- 99.99% published uptime on the core, measured monthly
- < 200 ms p95 API latency across EU regions
- 6 weeks from signed contract to the App Store
Architecture
Built once. Shared by everything.
Customers, accounts, products and limits live in one place. Every app reads and writes through the same APIs - so a change in the backoffice is live in all four apps at once.
- One customer record across retail and business
- One product catalogue, priced per segment
- One event stream for every downstream system
# One call - the same endpoint powers all four apps
POST /v1/accounts
Authorization: Bearer sk_live_••••
{
"customer_id": "cus_8f2a41",
"product": "current_eur",
"channel": "business_mobile"
}
→ 201 Created ledger entry posted in 38 ms What’s inside
Everything a bank needs, already wired.
Every capability below ships in the core on day one - switched on per product, not integrated per app.
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Real-time ledger
Double-entry, event-sourced and balanced to the cent on every posting.
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Payments & rails
SEPA Instant, SEPA, SWIFT gpi and card schemes behind one routing layer.
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Cards issuing
Virtual and physical debit and credit cards with live controls.
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FX & multi-currency
Hold, convert and pay in 30+ currencies with transparent rates.
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Onboarding & KYC
Retail and business onboarding with document, liveness and UBO checks.
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Compliance & AML
Screening, monitoring and case management built into every flow.
Operations
The backoffice is the same product.
Your ops team works on the same core the customers use - customers, transactions, risk and approvals in one place, with a full audit trail.
- Roles and four-eyes approvals on sensitive actions
- Risk flags raised before settlement, not after
- Every action exportable for your auditors
Deployment
Run it where your regulator wants it.
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Multi-tenant
Fastest path to launch. Isolated data, shared infrastructure, EU regions.
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Dedicated
Your own single-tenant stack, managed and upgraded by us.
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Your cloud
Deployed into your AWS, Azure or GCP account under your controls.
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Hybrid
Keep an existing core for legacy products while new ones run on ours.
Questions,
answered.
The short answers. Our architects will happily go deeper on a call.
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No. Many banks start with new products on CorebankOS and keep legacy products where they are. The hybrid setup syncs customers and balances both ways.
One core. Your brand on top.
Walk through the architecture with our team and see the four apps running on your brand before the call ends.