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Solutions · FX & multi-currency

Hold, convert and pay in 30+
currencies.

Multi-currency accounts with live rates, transparent fees and conversions that post straight to the ledger - priced by you, not by us.

Multi-currency accounts · live quotes · local payouts

  • 30+ currencies held in a single account
  • 1 tap conversion from the home-screen widget
  • 0 hidden fees - every margin is shown
  • 30 s quote lock before the customer confirms
Pricing

Your pricing, your margins.

Set spreads per currency pair, segment and amount band. Customers always see the rate and the fee before they confirm.

  • Spread rules per pair, segment and tier
  • Rate locks for scheduled payments
  • Weekend and holiday pricing policies
fx-quote.http
# Quote, then convert - the ledger does the rest
POST /v1/fx/quotes

{
  "sell": { "currency": "EUR", "amount": 1000.00 },
  "buy_currency": "USD"
}

→ 201 Created
  "rate": 1.0854, "fee": 0.00, "expires_in": 30
Capabilities

Currency without the
complexity.

  • Multi-currency accounts

    One account, many balances and one IBAN for everything.

  • Instant conversion

    Quotes locked for 30 seconds and executed in one tap.

  • Local payouts

    Pay out in local currency without converting twice.

  • Rates widget

    A home-screen widget customers pin to follow their pairs.

  • Rate alerts

    Push notifications when a pair hits the customer’s target.

  • Ledger-native

    Every conversion posts as balanced multi-currency entries.

Treasury

Treasury sees every position.

Net exposure per currency, live, in the backoffice - with hedging suggestions and limits that stop conversions before they breach policy.

  • Real-time net open position per currency
  • Exposure limits enforced before execution
  • Daily P&L on spreads, by segment
The backoffice: KPIs, an exposure alert and the transaction queue

Questions, answered.

Rates, liquidity and how conversions are booked.

  • From your liquidity provider or ours. You set the spread on top, per pair and customer segment.

Convert your first thousand
euros.

See live quotes, spreads and the ledger posting side by side in the demo.