# The core - CorebankOS

> Every app in the suite runs on the same ledger, the same rails and the same compliance layer. One API, one integration, one contract.

Source: https://corebankos.com/products/core

## One core. Zero glue.

Every app in the suite runs on the same ledger, the same rails and the same compliance layer. One API, one integration, one contract.

- Real-time ledger
- SEPA, SWIFT & cards
- Compliance built in

- **1** real-time ledger: one source of truth
- **1** API and one integration for every app
- **9** modules, from the ledger to AML
- **0** lines of glue code between apps

## What’s inside the core.

Nine modules speaking the same language. Take the whole bank, or start with what you need.

- **Real-time ledger**: Double-entry, multi-currency and real-time. Every balance in the suite reads from it.
- **Payments & rails**: SEPA, SWIFT and card rails are wired in, with instant and scheduled payments.
- **FX & multi-currency**: Live rates, spreads you control, and multi-currency accounts.
- **Onboarding & KYC**: Identity flows, document checks and business onboarding (KYB), all built in.
- **Compliance & AML**: Sanctions and PEP screening, transaction monitoring and case management.
- **Cards**: Issue physical and virtual cards, with limits, controls and tokenization.
- **Roles & audit**: Role-based access and an audit trail on every action, for every app.
- **API & webhooks**: One REST API, webhooks for every event, a sandbox and SDKs.

## Built for builders and for regulators.

The same core gives your product team speed and your risk team control.

### For your product team

- One REST API for every module
- Webhooks for every event
- Sandbox with realistic test data
- SDKs & a Postman collection
- Versioned, backward-compatible
- Status page & changelog

### For your risk team

- Screening on every move
- Limits & velocity rules
- Case management
- Full audit trail
- Regulatory reporting
- Data residency options

## Here are the basics.

### What does “one core” actually mean?

Every app on this page runs on the same ledger, the same rails and the same compliance layer. One API, one integration, and no glue code between products.

## One core underneath.

Every app on this page runs on the same ledger, the same rails, the same compliance layer. One API. One integration. Zero glue code.

- Ledger
- Payments
- Onboarding
- Compliance

## Bring the whole bank.

Retail, business, mobile and the backoffice that runs them - one platform, one contract, every module speaking the same language.

## Built different - and you can see it.

What you get, what runs underneath, and the proof - live.

### The whole bank.

- Retail web & mobile
- Business web & mobile
- Backoffice included
- One contract, one integration

### Zero glue.

- One API, one real-time ledger
- SEPA, SWIFT & card rails
- Onboarding & KYC flows
- Compliance inside the core

### Zero mockups.

- Live backoffice demo
- Live retail web demo
- Real mobile design systems
- Judge the craft yourself

## One demo.

Tell us what you're building - we'll walk you through every product on a live sandbox, re-themed to your brand.